BANK-GRADE SECURITY

Privacy & Security Guarantee

Your privacy is fundamental to TranLab. Here is how we protect your financial data and SMS parsing.

Last Updated: August 2026
On-Device AI Processing

Bank SMS and UPI alerts are parsed directly on your smartphone. Raw message text never leaves your device.

AES-256 Encryption

Synchronized balances across devices are encrypted end-to-end using military-grade security standards.

Zero Data Selling

We never sell, rent, or share your financial transaction history with third-party advertisers or lenders.

1. How TranLab Uses SMS Permissions

To deliver real-time, zero-effort automated tracking, TranLab requests permission to read transactional SMS notifications on Android devices. Our local AI model strictly filters messages sent by registered financial institutions and UPI gateways (e.g., HDFC, SBI, ICICI, PhonePe, Paytm). Personal, promotional, and non-financial SMS messages are instantly discarded and never stored or uploaded anywhere.

2. Data Collection and Usage in INR (₹)

When using TranLab, we collect minimal data required to maintain your account:

  • Account Setup: Name, Email Address, and Phone Number for authentication.
  • Aggregated Totals: Extracted merchant names, INR amounts, categories, and dates to generate your personal spending dashboard.
  • Device Analytics: Anonymized crash reports and app performance logs to ensure maximum uptime.

3. User Control and Data Deletion

You maintain total ownership of your financial records. Handy at anytime, you can:

  • Export all stored transaction logs into CSV or PDF format.
  • Delete specific transaction entries from your live balance manually.
  • Request complete account and cloud backup deletion via Settings > Delete Account or by emailing privacy@tranlab.in.

4. Security Infrastructure

TranLab’s servers are hosted in secure Indian data centers adhering to local data localization standards. All communications between your mobile device and our cloud infrastructure utilize TLS 1.3 protocol.